¹û¶³´«Ã½

What happens to my pension when I die?

We help you understand how your pension will be taxed when you die

Buy-to-let mortgage deals hit new high

Lenders are flooding the market with new products at the same time as landlords see increased total returns.

Exchange traded funds portfolio makeover

Ifor wants to ditch his 64 holdings and instead invest in a handful of exchange traded funds (ETFs). Our experts suggest how he could do this

Couples with age gaps may need new pension plans

Changes to the minimum age at which you can take a private pension could scupper plans for couples to retire together.

How the latest plans for pension reforms affect you

If you're close to retirement then you need to be up to speed on the government's plans for its radical pension reforms. More details were announced this week.

Tidy your Isa to produce 4 per cent yield

Our experts show two readers in their 60s how to generate substantially more income from their individual savings accounts by tidying up their portfolio

Knockout Rates

Peer-to-peer returns easily beat those on offer from the banks, but how does the market’s newest contender shape up in terms of risk?

DIY brokers' poor cash alternatives

Money market and gilt funds are not perfect replacements for cash in your portfolio

Governments must not target pensions tax relief

Tax relief on pension contribution is not a real benefit - it simply defers the date on which we pay tax on income.

How do I reduce the 90 holdings in my Isa?

Our reader wants to retire in 10 years but has built up too many holdings in his individual savings account (Isa) and wants to invest passively. Our experts say he needs structure, diversification and discipline.