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Ten costs to consider before buying to let

Many landlords ignore annual costs of more than £8,000 when measuring returns

Pensions tax raid on cards for higher earners

All the main political parties plan to reduce pensions tax relief for higher earners

¹û¶³´«Ã½ Personal Finance podcast 24 April 2015

Listen to Moira O'Neill and guests discuss tips for beginner investors, listed debt funds and the launch of Woodford Patient Capital.

23-year-old has "talent for equity research"

Our experts say this beginner investor is overconfident about his abilities and give him some tips on how to be more realistic.

How to help your child on to the property ladder

Buying a first home can seem like an impossible dream in today's property market. We explain the best ways to give your child some financial help.

Personal Finance podcast 17 April 2015

Moira O'Neill and her team discuss retiring overseas, prospects for bond funds and the Woodford launch with special guest Jonathan Spring-Rice, a partner at Towry.

36-year-old: "Can I retire to India next year on £1,000 a month?"

A young expat wants to take early retirement in India, but is worried about the effects of high inflation and currency risk on his portfolio.

Pension freedoms: One week on

Many workplace pension schemes cannot yet provide the new freedoms, but HMRC has improved the tax situation for investors taking big lump sums.

Reasons not to use pension freedoms

Effective tax planning now means leaving your pension untouched for as long as you can - but your financial adviser might not understand that

Beware unclear charges when buying Sipps and Isas

Whether you use a discretionary manager, fund platform or consult an adviser to invest your money, you face a dizzying range of charges, some of which might surprise you.