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When a £1m minimum investment is actually £100

Don't be misled. Cheaper versions of funds with high investment limits are actually are widely available to small investors

Defer state pension for an extra £40,300

Investors reaching state pension age before April 2016 should consider deferring state pension for generous government backed uplifts.

¹û¶³´«Ã½ Personal Finance podcast 12 June

Our free personal finance podcast on state pension deferral, absolute return bond funds, Neil Woodford's performance and China A-shares.

Pruning a portfolio for a modest retirement

This investor can easily achieve his £4,000 income goal. But he needs to focus on his portfolio as a whole and take into account potential longevity and inflation risks.

Q&A: What are the Isa transfer rules?

We answer a reader's question on the rules surrounding transferring your Isa between cash and stocks and shares or to another provider. And we also look at how much this will cost

Personal finance podcast 5 June 2015

Our free personal finance podcast on Premium Bonds, P2P investment trusts and exchange traded funds for income.

The boys from the black stuff

COMMODITIES: Some think that Opec delegates seeking assurances on near-term Saudi Arabian production cuts are in for a crude response, as divisions over the current quota strategy intensify

Funding "more retirement fun" with investment trusts

Our experts agree that this retired investor can take on high risk via investment trusts. But he needs to introduce more income from overseas.

Beg, borrow or steal to use full pensions allowance

The pensions higher rate tax relief door could be slammed shut on 8 July.

Listen to the free ¹û¶³´«Ã½ Personal Finance Podcast

Investors can tune in to hear insight and tips from Moira O'Neill and the personal finance team, plus special guests from the personal finance industry.