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A reader asks how best to minimise the lifetime allowance charge
A reader asks if his daughter, who is resident in New Zealand, can inherit his Sipp as she would if she lived in the UK?
Tax & pensions clinic
Deferring the state pension can result in higher payments and mitigate tax
A reader asks if pension carry-forward rules discriminate against lower earners
Despite investment rule changes VCTs are still a highly tax-efficient way for higher earners to invest
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