Our reader needs an appropriate asset allocation
Having many holdings doesn't necessarily achieve diversification
Our reader might be underestimating the benefits of his current scheme
Not only will this reduce your risk, it will also make the portfolio easier to manage in a volatile market
Diversification is your friend, not your enemy, say our experts
Our readers need to cut their number of holdings and large allocation to one in particular
Consider the additional risk you might be adding to a well-diversified portfolio, say our experts
Our readers shouldn't hang on to shares that have lost them money in the hope they鈥檒l turn around
Our readers have little in the way of pension provision and must shape their portfolio to cover their costs
Our reader should also allocate money to his wife's pension and consider paying down the mortgage the most efficient way
