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Our experts help a couple decide on the best type of holdings for their portfolio

This investor should consider how he will pay off an interest-only mortgage before buying another property

A high cash position will expose this investor to long-term inflation risk

These readers should get advice on what they can do to mitigate IHT

Overdiversification hinders performance and increases costs

This investor is missing out on the potential of global markets

A broadly diversified portfolio has a better chance of delivering the returns these investors seek

Beating the market is less likely with lower-risk investments

Our reader should focus on improving his asset allocation rather than increasing the number of holdings in his portfolio

This reader should reassess some of her weightings and lack of diversification