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This investor wonders what is a sensible level of cash holdings in the current environment

These investors plan to draw from their investments before they start to receive their state pensions

A reader asks how to optimise his portfolio – and whether to return to the workforce

A readers asks for clarification of the tax treatment of gifts

A reader mulls his options – including more of a tilt to passives and value funds

An investor weighs up the best allocation and drawdown rate

A reader looks to tackle a future drop in retirement income

These investors want to gift £160,000 to each of their children and retire within 20 years

These investors want to supplement their pensions by taking £32,000 a year from their investments

Pensions and Isas to help plug an income shortfall