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Softening energy prices weighed on profitability

The insurer's UK motor book recovered over the second half

A year of positive operating performance

Benefits of digital investments should become more apparent in 2024

This is the latest in a succession of US M&A approaches

Certain markets are weaker than in previous years

The trading backdrop remains challenging

Aviation passenger volumes continue to recover

The group's focus on infrastructure is supporting revenues even when new-build residential activity is subdued

Structural shortfall supporting growth